Question: A rich person with a mansion and luxury cars keeps himself always purposely in debt. Can I give him my Zakaat?
Answer: There is no merit in giving such a person Zakaat. The reward for disbursing Zakaat to genuine Fuqara and Masaakeen is vastly superior. How will one ever know for sure whether this rich person, who “always keeps himself purposely in debt” is truly eligible for Zakaat? If technically he is eligible and the Zakaat is given to him then it will however be regarded as being discharged.