REMOVE GRIEF, LAZINESS, COWARDICE, DEBT AND FEAR OF MAN

Abu Sa’id Khudri Radiallahu anhu said: “Rasullullah Sallallahu Alayhi Wasallam entered the Masjid one day and saw a man among the Ansaar whose name was Abu Umamah. Rasullullah Sallallahu Alayhi Wasallam said: “O Abu Umamah, why is it that I see you sitting in the Mosque when it is not time for prayer?” Abu Umamah replied: “Worries and debts, O Prophet of Allah.”

Rasullullah Sallallahu Alayhi Wasallam said: “Shall I not teach you some words, which if you say them, Allah will take away
your worries and pay off your debts?”

He said: “Yes, O Messenger of Allah.”

Rasullullah Sallallahu Alayhi Wasallam thereafter informed him:

“Recite the following in the morning and evening:
 

   
 Abu Umamah said: “I did this and Allah took away my worries and paid off my debt for me.” (Abu Dawood)

*An ulcer is not the result of what you consume, rather it is the result of
what consumes you.